GEORGIA GUARD Credit Union Profile

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GEORGIA GUARD

Charter #68291 | NCUA Region 2 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (478) 741-4428

Fax: (478) 741-9502

Founding Date: N/A

Website: http://www.GGCU.ORG

Personnel & Operations

President: Thompson, Mark

Manager: Franzen, Joel

FT Employees: 3

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 2

Hours: MON, TUES, THUR, FRI. 9AM TIL 4:00PM & WED

Credit Union Profile Summary

GEORGIA GUARD is a FISCU Credit Union. With a total of 704 members [1], this institution manages approximately $3,478,434 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 10.58% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -11.25% [1].

Financial Snapshot

Total Assets [1]
$3,478,434

Total economic resources.

Total Loans [1]
$2,484,138

Total value of outstanding loans.

Total Deposits [1]
$3,106,860

Total funds deposited by members.

Members [1]
704

Number of active members.

Performance Ratios

Net Worth Ratio [1]
10.58%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
4.56%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
79.96%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-1.36%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-11.25%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-2.22%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1030 SHURLING DR

MACON, GA, 31211

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 1 branches reported by GEORGIA GUARD (Charter #68291).

Main Office

Macon-Main Office Main Office

Type: Corporate Office

1030 Shurling Dr

Macon, GA 31211

Phone: (478) 741-4428

Services: Member Services

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