CENTRA Credit Union Profile

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CENTRA

Charter #68287 | NCUA Region 2 | FISCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (812) 376-9771

Fax:

Founding Date: N/A

Website: http://www.centra.org

Personnel & Operations

President: Proffitt, Randy

Manager: Silvers, Rick

FT Employees: 409

PT Employees: 14

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 28

Hours: M-F 8:00 AM - 5:00 PM

Credit Union Profile Summary

CENTRA is a FISCU Credit Union. With a total of 152,278 members ^[1], this institution manages approximately $2,233,104,164 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 12.24% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -0.26% ^[1].

Financial Snapshot

Total Assets ^[1]

$2,233,104,164

Total economic resources.

Total Loans ^[1]

$1,642,711,061

Total value of outstanding loans.

Total Deposits ^[1]

$1,949,475,611

Total funds deposited by members.

Members ^[1]

152,278

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

12.24%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

0.77%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

84.26%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 5.56%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↓ -0.26%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↓ -4.78%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

3801 TUPELO DR, PO BOX 789

COLUMBUS, IN, 47201-7293

Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 25 branches reported by CENTRA (Charter #68287).

Main Office

Tupelo Corporate Headquarters Main Office

Type: Corporate Office

3801 Tupelo Dr

PO Box 789

Columbus, IN 47201-7293

Phone: (812) 376-9771

Services: ATM

CENTRA Credit Union Profile

CENTRA

Headquarters Contact & Staff

Credit Union Profile Summary

Financial Snapshot

Performance Ratios

Four-Quarter Growth

Headquarters Location & Map

Headquarters Address

Member Ratings & Reviews

Rate This Credit Union

Branch Locations

Main Office

Tupelo Corporate Headquarters Main Office

Additional Branches

Carmel

Clarksville

Columbus

Edinburgh

Greensburg

Indianapolis

Jeffersonville

Lakewood

Madison

Nashville

New Albany

North Vernon

Salem

Scottsburg

Sellersburg

Seymour

Shelbyville

Whitakers