TLCU FINANCIAL Credit Union Profile

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TLCU FINANCIAL

Charter #68286 | NCUA Region 2 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (574) 255-3193

Fax: (574) 258-7622

Founding Date: N/A

Website: http://www.tlcufinancial.org

Personnel & Operations

President: Eggleston, Deric

Manager: Fleckner, Kendra

FT Employees: 14

PT Employees: 3

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 2

Hours: M-THURS 9-5 F 8:30 - 5:30 S 9-12

Credit Union Profile Summary

TLCU FINANCIAL is a FISCU Credit Union. With a total of 3,945 members [1], this institution manages approximately $55,696,154 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 15.88% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 1.19% [1].

Financial Snapshot

Total Assets [1]
$55,696,154

Total economic resources.

Total Loans [1]
$19,554,812

Total value of outstanding loans.

Total Deposits [1]
$46,447,940

Total funds deposited by members.

Members [1]
3,945

Number of active members.

Performance Ratios

Net Worth Ratio [1]
15.88%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.11%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
42.10%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 3.67%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 1.19%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -0.20%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1816 N MAIN ST

MISHAWAKA, IN, 46545-5616
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 2 branches reported by TLCU FINANCIAL (Charter #68286).

Main Office

Mishawaka Main Office

Type: Corporate Office

1816 N Main St

Mishawaka, IN 46545-5616

Phone: (574) 255-3193

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Bremen

Bremen

Type: Branch Office

1122 W Plymouth St

Bremen, IN 46506-1842

Phone: (574) 546-5666

Services: Member Services, ATM, Drive-Thru

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