FIRST FINANCIAL Credit Union Profile

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FIRST FINANCIAL

Charter #68244 | NCUA Region 3 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (505) 766-5600

Fax: (505) 768-7144

Founding Date: N/A

Website: http://www.ffnm.org

Personnel & Operations

President: Montoya, Loretta

Manager: Moorehead, Ronald

FT Employees: 276

PT Employees: 9

Designations & Ratios

MDI Status: No

RBC Ratio: 12.7%

Membership Type: 99

Branches: 20

Hours: M-F 7:00-6:00 PM

Credit Union Profile Summary

FIRST FINANCIAL is a FISCU Credit Union. With a total of 95,061 members [1], this institution manages approximately $988,676,597 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 8.82% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -0.26% [1].

Financial Snapshot

Total Assets [1]
$988,676,597

Total economic resources.

Total Loans [1]
$663,234,379

Total value of outstanding loans.

Total Deposits [1]
$891,730,707

Total funds deposited by members.

Members [1]
95,061

Number of active members.

Performance Ratios

Net Worth Ratio [1]
8.82%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.33%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
74.38%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
8.07%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-0.26%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
2.64%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

4910 Union Way NE

Albuquerque, NM, 87107

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

No approved reviews yet. Be the first to rate this Credit Union!

Branch Locations

Found 16 branches reported by FIRST FINANCIAL (Charter #68244).

Main Office

Renaissance / Main Office Main Office

Type: Corporate Office

4910 Union Way NE

Albuquerque, NM 87107

Phone: (505) 766-5600

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Albuquerque

Academy

Type: Branch Office

10400 Academy Rd NE Ste 150

Albuquerque, NM 87111-7363

Phone: (505) 766-5600

Services: Member Services, ATM, Drive-Thru

Open in Directions

Coors Branch

Type: Branch Office

6100 Coors Blvd NW

Suite J

Albuquerque, NM 87120-2788

Phone: (505) 766-5600

Services: Member Services, ATM, Drive-Thru

Open in Directions

Juan Tabo

Type: Branch Office

831 Juan Tabo Blvd NE

STE A

Albuquerque, NM 87123-1426

Phone: (505) 766-5600

Services: Member Services, ATM

Open in Directions

San Mateo Branch

Type: Branch Office

2700 San Mateo Blvd NE

Albuquerque, NM 87110-3160

Phone: (505) 766-5600

Services: Member Services, ATM, Drive-Thru

Open in Directions

South Valley Branch

Type: Branch Office

1625 Rio Bravo Blvd SW Ste 6

Albuquerque, NM 87105-6058

Phone: (505) 766-5600

Services: Member Services, ATM

Open in Directions

Deming

Deming Branch

Type: Branch Office

801 E CEDAR ST

Deming, NM 88030-3811

Phone: (505) 766-5600

Services: Member Services, ATM, Drive-Thru

Open in Directions

Farmington

Farmington Branch

Type: Branch Office

4919 E Main St

Farmington, NM 87402-8657

Phone: (505) 766-5600

Services: Member Services, ATM, Drive-Thru

Open in Directions

Gallup

Gallup Downtown

Type: Branch Office

307 W AZTEC AVE

Gallup, NM 87301-6303

Phone: (505) 766-5600

Services: Member Services, ATM, Drive-Thru

Open in Directions

Gallup Mesa View

Type: Branch Office

1383 US Highway 491

Gallup, NM 87301-5428

Phone: (505) 766-5600

Services: Member Services, ATM, Drive-Thru

Open in Directions

Las Cruces

University Branch

Type: Branch Office

901 E UNIVERSITY AVE STE Q

Las Cruces, NM 88001-5710

Phone: (505) 766-5600

Services: Member Services, ATM, Drive-Thru

Open in Directions

Pinehill

Pinehill

Type: Branch Office

12 miles S of Hwy 53

Pinehill, NM 87357

Phone: (505) 766-5600

Services: Member Services, ATM

Open in Directions

Portales

Portales Branch

Type: Branch Office

700 W 2nd St

Portales, NM 88130-6242

Phone: (505) 766-5600

Services: Member Services, ATM, Drive-Thru

Open in Directions

Rio Rancho

Rio Rancho Branch

Type: Branch Office

2201 Rio Rancho Dr SE

Rio Rancho, NM 87124-6603

Phone: (505) 766-5600

Services: Member Services, ATM, Drive-Thru

Open in Directions

Silver City

Silver City Branch

Type: Branch Office

2290 E SUPERIOR ST

Silver City, NM 88061-7729

Phone: (505) 766-5600

Services: Member Services, ATM, Drive-Thru

Open in Directions

Zuni

Zuni Branch

Type: Branch Office

1230 NM-53

Zuni, NM 87327

Phone: (505) 766-5600

Services: Member Services, ATM, Drive-Thru

Open in Directions