MEMBERS ADVANTAGE Credit Union Profile

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MEMBERS ADVANTAGE

Charter #68242 | NCUA Region 2 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (219) 874-6943

Fax: (219) 873-0568

Founding Date: N/A

Website: http://www.macuonline.org

Personnel & Operations

President: Palmer, Michael

Manager: Beachnau, Frank

FT Employees: 23

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 3

Hours: 9-5 MONDAY THRU FRIDAY. (OPEN TILL 6:00 ON

Credit Union Profile Summary

MEMBERS ADVANTAGE is a FISCU Credit Union. With a total of 7,991 members [1], this institution manages approximately $130,715,922 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 9.15% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -2.43% [1].

Financial Snapshot

Total Assets [1]
$130,715,922

Total economic resources.

Total Loans [1]
$52,093,765

Total value of outstanding loans.

Total Deposits [1]
$118,872,785

Total funds deposited by members.

Members [1]
7,991

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.15%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.20%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
43.82%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 8.33%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -2.43%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -1.75%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

3064 OHIO ST

MICHIGAN CITY, IN, 46360-6866
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 3 branches reported by MEMBERS ADVANTAGE (Charter #68242).

Main Office

Ohio Steet Branch Main Office

Type: Corporate Office

3064 Ohio St

Michigan City, IN 46360-6866

Phone: (219) 874-6943

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Michigan City

Woodland Branch

Type: Branch Office

947 s Woodland Ave

Michigan City, IN 46360-5672

Phone: (219) 873-0574

Services: ATM, Drive-Thru

Open in Directions

Portage

Portage Office

Type: Branch Office

6170 US Highway 6

Portage, IN 46368

Phone: (219) 762-6228

Services: Member Services, ATM, Drive-Thru

Open in Directions