TECH Credit Union Profile

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TECH

Charter #68225 | NCUA Region 2 | FISCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (219) 663-5120

Fax: (219) 662-3533

Founding Date: N/A

Website: http://www.techcu.org

Personnel & Operations

President: Machara, Joseph

Manager: Novello, Eugene

FT Employees: 135

PT Employees: 3

Designations & Ratios

MDI Status: No

RBC Ratio: 10.91%

Membership Type: 99

Branches: 11

Hours: 8:00-5:00 M-F

Credit Union Profile Summary

TECH is a FISCU Credit Union. With a total of 37,956 members ^[1], this institution manages approximately $559,550,463 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 8.61% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 2.73% ^[1].

Financial Snapshot

Total Assets ^[1]

$559,550,463

Total economic resources.

Total Loans ^[1]

$462,967,552

Total value of outstanding loans.

Total Deposits ^[1]

$507,946,585

Total funds deposited by members.

Members ^[1]

37,956

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

8.61%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

0.19%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

91.14%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 5.34%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↑ 2.73%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↓ -0.63%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

10110 Randolph St

Crown Point, IN, 46307-9469

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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 12 branches reported by TECH (Charter #68225).

Main Office

Main Office Main Office

Type: Corporate Office

Type: Branch Office

370 Morthland Dr

Valparaiso, IN 46383

Phone: (219) 477-6805

Services: Member Services, ATM, Drive-Thru

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Valparaiso West

Type: Branch Office

401 N State Road 149

Valparaiso, IN 46385-8803

Phone: (219) 299-8588

Services: Member Services, Drive-Thru

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