AZALEA CITY Credit Union Profile

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AZALEA CITY

Charter #68224 | NCUA Region 2 | FISCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (251) 316-0000

Fax: (251) 316-0003

Founding Date: N/A

Website: https://www.azaleacitycu.com

Personnel & Operations

President: BYRD, JERRY

Manager: Anise, Olabode

FT Employees: 15

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 5

Hours: Mon-Thurs 8:30 a.m. - 5:00 p.m. Wed 10:3

Credit Union Profile Summary

AZALEA CITY is a FISCU Credit Union. With a total of 4,625 members ^[1], this institution manages approximately $44,291,584 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 15.29% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -12.36% ^[1].

Financial Snapshot

Total Assets ^[1]

$44,291,584

Total economic resources.

Total Loans ^[1]

$22,768,282

Total value of outstanding loans.

Total Deposits ^[1]

$37,397,918

Total funds deposited by members.

Members ^[1]

4,625

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

15.29%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

1.00%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

60.88%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 1.50%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↓ -12.36%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↓ -4.50%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

5662 Cottage Hill Rd

MOBILE, AL, 36609

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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 3 branches reported by AZALEA CITY (Charter #68224).

Main Office

Azalea City Credit Union Main Office

Type: Corporate Office

5662 Cottage Hill Rd

Mobile, AL 36609

Phone: (251) 316-0000

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Calvert