HEALTHCARE SERVICES Credit Union Profile

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HEALTHCARE SERVICES

Charter #68173 | NCUA Region 2 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (423) 242-4728

Fax: (423) 242-1940

Founding Date: N/A

Website: http://www.hscu.net

Personnel & Operations

President: Gault Jr., Fred

Manager: WALTERS, SHANNON

FT Employees: 9

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 2

Hours: 8AM-4PM

Credit Union Profile Summary

HEALTHCARE SERVICES is a FISCU Credit Union. With a total of 3,127 members [1], this institution manages approximately $24,529,614 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 15.38% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 1.08% [1].

Financial Snapshot

Total Assets [1]
$24,529,614

Total economic resources.

Total Loans [1]
$14,854,941

Total value of outstanding loans.

Total Deposits [1]
$20,520,546

Total funds deposited by members.

Members [1]
3,127

Number of active members.

Performance Ratios

Net Worth Ratio [1]
15.38%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.51%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
72.39%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 3.70%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 1.08%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -1.36%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

946 E 3RD ST

CHATTANOOGA, TN, 37403-2101
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 3 branches reported by HEALTHCARE SERVICES (Charter #68173).

Main Office

Main Office Main Office

Type: Corporate Office

946 E 3rd St

Chattanooga, TN 37403-2101

Phone: (423) 242-4728

Services: Member Services, Drive-Thru

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Additional Branches

Chattanooga

Drive-Thur Branch

Type: Branch Office

1111 E 3rd St

Chattanooga, TN 37403-2202

Phone: (423) 664-0320

Services: Member Services, Drive-Thru

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Times Free Press Branch

Type: Branch Office

400 E 11th St

Chattanooga, TN 37403

Phone: (423) 757-6259

Services: Member Services

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