COLLEGEDALE Credit Union Profile

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COLLEGEDALE

Charter #68167 | NCUA Region 2 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (423) 396-2101

Fax: (423) 396-2702

Founding Date: N/A

Website: http://www.collegedale.org

Personnel & Operations

President: Ruhling, David

Manager: Traxler, Joy

FT Employees: 9

PT Employees: 4

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: Sunday (11-2) Monday - Wednesday (8-4) Th

Credit Union Profile Summary

COLLEGEDALE is a FISCU Credit Union. With a total of 4,507 members [1], this institution manages approximately $42,097,162 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 9.25% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 10.36% [1].

Financial Snapshot

Total Assets [1]
$42,097,162

Total economic resources.

Total Loans [1]
$25,756,908

Total value of outstanding loans.

Total Deposits [1]
$37,948,401

Total funds deposited by members.

Members [1]
4,507

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.25%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.59%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
67.87%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
1.88%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
10.36%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-4.67%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

5046 University Drive

Collegedale, TN, 37315

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by COLLEGEDALE (Charter #68167).

Main Office

Corporate Office Main Office

Type: Corporate Office

5046 University Drive

Collegedale, TN 37315

Phone: (423) 396-2101

Services: Member Services, ATM, Drive-Thru

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