A.U.B. EMPLOYEES' Credit Union Profile

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A.U.B. EMPLOYEES'

Charter #68161 | NCUA Region 2 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (423) 507-6042

Fax: (423) 745-6066

Founding Date: N/A

Personnel & Operations

President: Wilcox, Rex

Manager: Perkins, Nancy

FT Employees: 0

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: Monday 7:00 AM to 9:00 AM, Wednesday 7:00

Credit Union Profile Summary

A.U.B. EMPLOYEES' is a FISCU Credit Union. With a total of 213 members [1], this institution manages approximately $1,547,355 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 32.5% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -12.45% [1].

Financial Snapshot

Total Assets [1]
$1,547,355

Total economic resources.

Total Loans [1]
$1,237,049

Total value of outstanding loans.

Total Deposits [1]
$1,023,053

Total funds deposited by members.

Members [1]
213

Number of active members.

Performance Ratios

Net Worth Ratio [1]
32.5%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.52%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
120.92%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-2.44%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-12.45%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-5.75%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

100 New Englewood Rd

Athens, TN, 37303

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by A.U.B. EMPLOYEES' (Charter #68161).

Main Office

Athens Utilities Board Main Office

Type: Corporate Office

100 New Englewood Rd

Athens, TN 37303

Phone: (423) 507-6042

Services: Member Services

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