ENBRIGHT Credit Union Profile

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ENBRIGHT

Charter #68148 | NCUA Region 2 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (615) 687-4801

Fax: (615) 687-4816

Founding Date: N/A

Website: https://www.enbrightcu.com

Personnel & Operations

President: Johnson, Dickie

Manager: Smith II, Ronald

FT Employees: 21

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 3

Hours: Monday - Friday 7:30 am - 4:30 pm

Credit Union Profile Summary

ENBRIGHT is a FISCU Credit Union. With a total of 9,735 members [1], this institution manages approximately $77,032,018 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 11.37% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -12.94% [1].

Financial Snapshot

Total Assets [1]
$77,032,018

Total economic resources.

Total Loans [1]
$52,423,161

Total value of outstanding loans.

Total Deposits [1]
$67,784,617

Total funds deposited by members.

Members [1]
9,735

Number of active members.

Performance Ratios

Net Worth Ratio [1]
11.37%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.23%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
77.34%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-4.84%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-12.94%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
2.90%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

2340 Jackson Downs Blvd

Nashville, TN, 37214

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 4 branches reported by ENBRIGHT (Charter #68148).

Main Office

Enbright Credit Union - Corporate Office Main Office

Type: Corporate Office

2340 Jackson Downs Blvd

Nashville, TN 37214

Phone: (615) 687-4801

Services: None specified

Open in Directions

Additional Branches

Hendersonville

Enbright Credit Union Indian Lake Branch

Type: Branch Office

270 Indian Lake Blvd

Hendersonville, TN 37075

Phone: (615) 687-4801

Services: Member Services, ATM, Drive-Thru

Open in Directions

Nashville

Enbright Credit Union - Donelson Branch

Type: Branch Office

2340 Jackson Downs Blvd

Nashville, TN 37214

Phone: (615) 687-4801

Services: Member Services, ATM, Drive-Thru

Open in Directions

Enbright Credit Union Downtown

Type: Branch Office

1214 Church St Ste 100

Nashville, TN 37246-0001

Phone: (615) 687-4801

Services: Member Services, ATM

Open in Directions