PATHWAY Credit Union Profile

Showing details for PATHWAY Credit Union.

Home > TN > PATHWAY

PATHWAY

Charter #68124 | NCUA Region 2 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (423) 479-2168

Fax: (423) 478-7314

Founding Date: N/A

Website: http://www.pathwaycredit.com

Personnel & Operations

President: Zacharia, Leto

Manager: Rice, Mark

FT Employees: 3

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: MONDAY - FRIDAY 9AM TO 3PM FRIDAY 4PM TO

Credit Union Profile Summary

PATHWAY is a FISCU Credit Union. With a total of 959 members [1], this institution manages approximately $6,887,441 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 7.2% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 17.04% [1].

Financial Snapshot

Total Assets [1]
$6,887,441

Total economic resources.

Total Loans [1]
$5,621,956

Total value of outstanding loans.

Total Deposits [1]
$6,468,835

Total funds deposited by members.

Members [1]
959

Number of active members.

Performance Ratios

Net Worth Ratio [1]
7.2%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.19%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
86.91%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 12.86%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 17.04%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -0.72%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

2751 RALPH BUCKNER BLVD NE

CLEVELAND, TN, 37311-1454
Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

No approved reviews yet. Be the first to rate this Credit Union!

Branch Locations

Found 2 branches reported by PATHWAY (Charter #68124).

Main Office

PATHWAY CREDIT UNION Main Office

Type: Corporate Office

2751 RALPH BUCKNER BLVD NE

Cleveland, TN 37311-1454

Phone: (423) 479-2168

Services: Member Services, Drive-Thru

Open in Directions

Additional Branches

Lowell

CSPI

Type: Corporate Office

175 Cabot St ste 210

Lowell, MA 01854-3635

Phone: (800) 875-3962

Services: None specified

Open in Directions