W. VIRGINIA STATE CONVENTION Credit Union Profile

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W. VIRGINIA STATE CONVENTION

Charter #68112 | NCUA Region 1 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (304) 469-3737

Fax: (304) 469-3333

Founding Date: N/A

Personnel & Operations

President: James, Herman

Manager: Manuel, Linda

FT Employees: 0

PT Employees: 5

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: Tue and Thur 1-4 p.m.

Credit Union Profile Summary

W. VIRGINIA STATE CONVENTION is a FISCU Credit Union. With a total of 199 members [1], this institution manages approximately $383,730 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 9.33% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -4.82% [1].

Financial Snapshot

Total Assets [1]
$383,730

Total economic resources.

Total Loans [1]
$63,220

Total value of outstanding loans.

Total Deposits [1]
$347,909

Total funds deposited by members.

Members [1]
199

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.33%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
2.25%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
18.17%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 1.25%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -4.82%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 4.19%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

PO Box 283

Hilltop, WV, 25855
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by W. VIRGINIA STATE CONVENTION (Charter #68112).

Main Office

WV Bapt St. Convention Credit Union Main Office

Type: Corporate Office

PO Box 283

Hilltop, WV 25855

Phone: (304) 469-3737

Services: Member Services

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