SIERRA CENTRAL Credit Union Profile

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SIERRA CENTRAL

Charter #68053 | NCUA Region 3 | FISCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (800) 222-7228

Fax: (530) 671-7679

Founding Date: N/A

Website: http://www.sierracentral.com

Personnel & Operations

President: Galyean, Tony

Manager: Sweeney, Ron

FT Employees: 223

PT Employees: 9

Designations & Ratios

MDI Status: No

RBC Ratio: 17.95%

Membership Type: 99

Branches: 20

Hours: Mon - Thurs 9:00am - 5:30amFri 9:00am - 6

Credit Union Profile Summary

SIERRA CENTRAL is a FISCU Credit Union. With a total of 84,620 members ^[1], this institution manages approximately $1,471,928,944 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 9.76% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -0.85% ^[1].

Financial Snapshot

Total Assets ^[1]

$1,471,928,944

Total economic resources.

Total Loans ^[1]

$1,027,228,851

Total value of outstanding loans.

Total Deposits ^[1]

$1,320,406,932

Total funds deposited by members.

Members ^[1]

84,620

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

9.76%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

0.33%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

77.80%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 2.59%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↓ -0.85%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↑ 3.89%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1351 Harter Pkwy

Yuba City, CA, 95993-2604

Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 19 branches reported by SIERRA CENTRAL (Charter #68053).

Main Office

Yuba City Branch Main Office

Type: Corporate Office

1351 Harter Pkwy

Yuba City, CA 95993-2604

Phone: (800) 222-7228

Services: Member Services, ATM

SIERRA CENTRAL Credit Union Profile

SIERRA CENTRAL

Headquarters Contact & Staff

Credit Union Profile Summary

Financial Snapshot

Performance Ratios

Four-Quarter Growth

Headquarters Location & Map

Headquarters Address

Member Ratings & Reviews

Rate This Credit Union

Branch Locations

Main Office

Yuba City Branch Main Office

Additional Branches

Anderson

Auburn

Beale Afb

Chico

Grass Valley

Marysville

Oroville

Paradise

Placerville

Red Bluff

Redding

Roseville

Susanville

Wheatland

Willows

Yuba City