CORNERSTONE FINANCIAL Credit Union Profile

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CORNERSTONE FINANCIAL

Charter #67972 | NCUA Region 2 | FISCU

Low-Income Designation: No

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (615) 385-1616

Fax: (615) 385-6845

Founding Date: N/A

Website: http://www.bankcfcu.org

Personnel & Operations

President: Cowan, Gary

Manager: Young, Donna

FT Employees: 107

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 7

Hours: M-F 8:30AM-5:00PM

Credit Union Profile Summary

CORNERSTONE FINANCIAL is a FISCU Credit Union. With a total of 49,055 members ^[1], this institution manages approximately $639,356,470 in total assets ^[1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 10.5% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 9.34% ^[1].

Financial Snapshot

Total Assets ^[1]

$639,356,470

Total economic resources.

Total Loans ^[1]

$545,124,433

Total value of outstanding loans.

Total Deposits ^[1]

$561,180,931

Total funds deposited by members.

Members ^[1]

49,055

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

10.5%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

1.15%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

97.14%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 6.48%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↑ 9.34%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↑ 1.96%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1701 21st Ave s

Nashville, TN, 37212-3703

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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 6 branches reported by CORNERSTONE FINANCIAL (Charter #67972).

Main Office

Main Office Main Office

Type: Corporate Office

Type: Branch Office

130 W Northfield Blvd

Murfreesboro, TN 37129

Phone: (615) 896-4080

Services: Member Services, ATM, Drive-Thru

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