BOWATER EMPLOYEES Credit Union Profile

Showing details for BOWATER EMPLOYEES Credit Union.

Home > TN > BOWATER EMPLOYEES

BOWATER EMPLOYEES

Charter #67970 | NCUA Region 2 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (423) 336-7268

Fax: (423) 336-7740

Founding Date: N/A

Website: http://www.bowaterecu.org

Personnel & Operations

President: Lattimore, David

Manager: Carter, Ginger

FT Employees: 61

PT Employees: 7

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 6

Hours: Mon-Thurs 7:30am-4:00pm Friday 7:30am-5:30

Credit Union Profile Summary

BOWATER EMPLOYEES is a FISCU Credit Union. With a total of 20,514 members [1], this institution manages approximately $311,402,116 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 8.94% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 5.84% [1].

Financial Snapshot

Total Assets [1]
$311,402,116

Total economic resources.

Total Loans [1]
$202,114,477

Total value of outstanding loans.

Total Deposits [1]
$280,984,691

Total funds deposited by members.

Members [1]
20,514

Number of active members.

Performance Ratios

Net Worth Ratio [1]
8.94%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.68%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
71.93%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 15.78%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 5.84%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 4.06%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

5123 Highway 11 S

Calhoun, TN, 37309
Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

No approved reviews yet. Be the first to rate this Credit Union!

Branch Locations

Found 5 branches reported by BOWATER EMPLOYEES (Charter #67970).

Main Office

Calhoun Branch Main Office

Type: Corporate Office

5123 Highway 11 S

Calhoun, TN 37309

Phone: (423) 336-7268

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Athens

Athens Branch

Type: Branch Office

1112 Congress Pkwy S

Athens, TN 37303-2404

Phone: (423) 252-1140

Services: Member Services, ATM, Drive-Thru

Open in Directions

Cleveland

Hardwick Farms Branch

Type: Branch Office

4531 Hardwick Farms Pkwy NE

Cleveland, TN 37312-4073

Phone: (423) 303-4240

Services: Member Services, ATM, Drive-Thru

Open in Directions

Keith St Branch

Type: Branch Office

1007 Keith St NW

Cleveland, TN 37311-4302

Phone: (423) 472-2300

Services: Member Services

Open in Directions

King St Branch

Type: Branch Office

1040 King St SE

Cleveland, TN 37311

Phone: (423) 303-5626

Services: Member Services, ATM, Drive-Thru

Open in Directions