HIWASSEE RIVER Credit Union Profile

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HIWASSEE RIVER

Charter #67946 | NCUA Region 2 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (423) 336-4331

Fax: (423) 336-4614

Founding Date: N/A

Website: http://www.omcecu.com

Personnel & Operations

President: Hodges, Trendel

Manager: Young, Stephanie

FT Employees: 5

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 0

Hours: 7:30-4:30

Credit Union Profile Summary

HIWASSEE RIVER is a FISCU Credit Union. With a total of 2,017 members [1], this institution manages approximately $28,044,195 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 10.25% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -10.68% [1].

Financial Snapshot

Total Assets [1]
$28,044,195

Total economic resources.

Total Loans [1]
$12,643,089

Total value of outstanding loans.

Total Deposits [1]
$24,973,921

Total funds deposited by members.

Members [1]
2,017

Number of active members.

Performance Ratios

Net Worth Ratio [1]
10.25%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.58%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
50.63%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-3.62%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-10.68%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-1.80%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1186 OLD LOWER RIVER RD NW

CHARLESTON, TN, 37310

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 1 branches reported by HIWASSEE RIVER (Charter #67946).

Main Office

OMC Employees Credit Union Main Office

Type: Corporate Office

1186 Old Lower River Rd NW

Charleston, TN 37310

Phone: (423) 336-4331

Services: ATM

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