VANTAGE Credit Union Profile

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VANTAGE

Charter #67804 | NCUA Region 3 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (314) 298-0055

Fax:

Founding Date: N/A

Website: http://www.vcu.com

Personnel & Operations

President: Eichholz, Jerry

Manager: Acree, Eric

FT Employees: 248

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 11.35%

Membership Type: 99

Branches: 14

Hours: M-TH 9am-5pmF 9am-5:30pm

Credit Union Profile Summary

VANTAGE is a FISCU Credit Union. With a total of 68,172 members [1], this institution manages approximately $1,116,727,020 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 7.7% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -1.51% [1].

Financial Snapshot

Total Assets [1]
$1,116,727,020

Total economic resources.

Total Loans [1]
$801,772,433

Total value of outstanding loans.

Total Deposits [1]
$1,013,451,981

Total funds deposited by members.

Members [1]
68,172

Number of active members.

Performance Ratios

Net Worth Ratio [1]
7.7%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.35%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
79.11%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-2.20%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-1.51%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-2.66%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

19 Research Park Ct

Saint Charles, MO, 63304-5616

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 14 branches reported by VANTAGE (Charter #67804).

Main Office

Administration Main Office

Type: Corporate Office

19 Research Park Ct

Saint Charles, MO 63304-5616

Phone: (314) 298-0055

Services: None specified

Open in Directions

Additional Branches

Bridgeton

Bridgeton

Type: Branch Office

11915 Saint Charles Rock Rd

Bridgeton, MO 63044

Phone: (314) 298-0055

Services: Member Services

Open in Directions

East Saint Louis

East St Louis

Type: Branch Office

13 Collinsville Ave

East Saint Louis, IL 62201

Phone: (314) 298-0055

Services: Member Services

Open in Directions

Ellisville

West County

Type: Branch Office

16260 Truman Rd

Ellisville, MO 63011

Phone: (314) 298-0055

Services: Member Services

Open in Directions

Festus

Twin Cities

Type: Branch Office

332 Festus Centre Dr

Festus, MO 63028

Phone: (314) 298-0055

Services: Member Services

Open in Directions

Florissant

Greenway Chase

Type: Branch Office

601 Greenway Chase Dr

Florissant, MO 63031

Phone: (314) 298-0055

Services: Member Services

Open in Directions

North County

Type: Branch Office

11654 W Florissant Ave

Florissant, MO 63033-6723

Phone: (314) 298-0055

Services: Member Services

Open in Directions

O Fallon

OFallon

Type: Branch Office

29 Ofallon Sq

O Fallon, MO 63366

Phone: (314) 298-0055

Services: Member Services

Open in Directions

Progress Point

Type: Branch Office

100 Progress Point Ct

O Fallon, MO 63368-2244

Phone: (314) 298-0055

Services: Member Services

Open in Directions

Olivette

Olivette

Type: Branch Office

9200 Olive Blvd

Suite 126

Olivette, MO 63132

Phone: (314) 298-0055

Services: Member Services

Open in Directions

Saint Louis

South County

Type: Branch Office

4545 Lemay Ferry Rd

Saint Louis, MO 63129

Phone: (314) 298-0055

Services: Member Services

Open in Directions

Sunset Hills

Type: Branch Office

3860 S Lindbergh Blvd

Saint Louis, MO 63127

Phone: (314) 298-0055

Services: Member Services

Open in Directions

Saint Peters

Cave Springs

Type: Branch Office

1040 Cave Springs Blvd

Saint Peters, MO 63376

Phone: (314) 298-0055

Services: Member Services

Open in Directions

Wentzville

Wentzville

Type: Branch Office

1750 Wentzville Pkwy

Wentzville, MO 63385

Phone: (314) 298-0055

Services: Member Services

Open in Directions