ENRICHMENT Credit Union Profile

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ENRICHMENT

Charter #6778 | NCUA Region 2 | FCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (865) 482-0045

Fax: (865) 482-6059

Founding Date: N/A

Website: http://www.enrichmentfcu.org

Personnel & Operations

President: BENSON, RICHARD

Manager: Hayes, James

FT Employees: 135

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 9

Hours: M-F 9:00-5:00

Credit Union Profile Summary

ENRICHMENT is a FCU Credit Union. With a total of 47,908 members ^[1], this institution manages approximately $933,210,911 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 11.34% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 5.98% ^[1].

Financial Snapshot

Total Assets ^[1]

$933,210,911

Total economic resources.

Total Loans ^[1]

$696,223,344

Total value of outstanding loans.

Total Deposits ^[1]

$823,508,122

Total funds deposited by members.

Members ^[1]

47,908

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

11.34%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

1.26%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

84.54%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 6.81%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↑ 5.98%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↑ 3.90%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

201 S ILLINOIS AVE

OAK RIDGE, TN, 37830

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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 9 branches reported by ENRICHMENT (Charter #6778).

Main Office

MAIN OFFICE Main Office

Type: Corporate Office

NEW TAZEWELL BRANCH

Type: Branch Office

404 S BROAD ST

New Tazewell, TN 37825

Phone: (423) 626-5505

Services: Member Services, ATM, Drive-Thru

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