Y-12 Credit Union Profile

Showing details for Y-12 Credit Union.

Home > TN > Y-12

Y-12

Charter #6775 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (865) 482-1043

Fax: (865) 220-8424

Founding Date: N/A

Website: http://www.y12fcu.org

Personnel & Operations

President: Rupert, David

Manager: Millaway, Dustin

FT Employees: 349

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 98

Branches: 23

Hours: M thru F 7:30 - 5:30 Sat 9-12

Credit Union Profile Summary

Y-12 is a FCU Credit Union. With a total of 120,298 members [1], this institution manages approximately $2,311,605,977 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 11.33% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 9.05% [1].

Financial Snapshot

Total Assets [1]
$2,311,605,977

Total economic resources.

Total Loans [1]
$1,816,132,830

Total value of outstanding loans.

Total Deposits [1]
$1,801,605,501

Total funds deposited by members.

Members [1]
120,298

Number of active members.

Performance Ratios

Net Worth Ratio [1]
11.33%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.27%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
100.81%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
17.10%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
9.05%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
5.51%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

501 Lafayette Dr

Oak Ridge, TN, 37830-7909

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

No approved reviews yet. Be the first to rate this Credit Union!

Branch Locations

Found 14 branches reported by Y-12 (Charter #6775).

Main Office

Y-12 FCU Oak Ridge Branch Main Office

Type: Corporate Office

501 Lafayette Dr

Oak Ridge, TN 37830-7909

Phone: (865) 482-1043

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Clinton

Y-12 FCU Clinton Branch

Type: Branch Office

450 N Charles G Seivers Blvd

Clinton, TN 37716-3730

Phone: (865) 482-1043

Services: Member Services, ATM, Drive-Thru

Open in Directions

Y-12 FCU Clinton I/75 Branch

Type: Branch Office

101 Crosspark Dr

Clinton, TN 37716-6711

Phone: (865) 482-1043

Services: Member Services, ATM, Drive-Thru

Open in Directions

Farragut

Y-12 FCU Farragut Branch

Type: Branch Office

13128 Kingston Pike

Farragut, TN 37934-1007

Phone: (865) 482-1043

Services: Member Services, ATM, Drive-Thru

Open in Directions

Harriman

Y-12 FCU Roane County Branch

Type: Branch Office

1715 Roane State Hwy

Harriman, TN 37748-8306

Phone: (865) 482-1043

Services: Member Services, ATM, Drive-Thru

Open in Directions

Jacksboro

Y-12 FCU LaFollette Branch

Type: Branch Office

2550 Jacksboro Pike

Jacksboro, TN 37757

Phone: (865) 482-1043

Services: Member Services, ATM, Drive-Thru

Open in Directions

Knoxville

Y-12 FCU Cedar Bluff Branch

Type: Branch Office

9245 Kingston Pike

Knoxville, TN 37922

Phone: (865) 482-1043

Services: Member Services, ATM, Drive-Thru

Open in Directions

Y-12 FCU Hardin Valley Branch

Type: Branch Office

2377 Cherahala Blvd

Knoxville, TN 37932

Phone: (865) 482-1043

Services: Member Services, Drive-Thru

Open in Directions

Y-12 FCU North Knoxville Branch

Type: Branch Office

6640 Clinton Hwy

Knoxville, TN 37912-1016

Phone: (865) 482-1043

Services: Member Services, ATM, Drive-Thru

Open in Directions

La Follette

Y-12 FCU East Lafollette

Type: Branch Office

1011 E Central Ave

La Follette, TN 37766-2770

Phone: (865) 482-1043

Services: Member Services, ATM, Drive-Thru

Open in Directions

Maryville

Y-12 FCU Eagleton Branch

Type: Branch Office

2901 Old Knoxville Hwy

Maryville, TN 37804-2560

Phone: (865) 482-1043

Services: Member Services, ATM, Drive-Thru

Open in Directions

Y-12 FCU Maryville Branch

Type: Branch Office

624 W Lamar Alexander Pkwy

Maryville, TN 37801-3904

Phone: (865) 482-1043

Services: Member Services, ATM, Drive-Thru

Open in Directions

Powell

Y-12 FCU Powell Branch

Type: Branch Office

530 E Emory Rd

Powell, TN 37849

Phone: (865) 482-1043

Services: Member Services, ATM, Drive-Thru

Open in Directions

Sevierville

Y-12 FCU Sevierville Branch

Type: Branch Office

1203 Dolly Parton Pkwy

Sevierville, TN 37862

Phone: (865) 482-1043

Services: Member Services, ATM, Drive-Thru

Open in Directions