SCENIC COMMUNITY Credit Union Profile

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SCENIC COMMUNITY

Charter #67747 | NCUA Region 2 | FISCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (423) 875-6955

Fax: (423) 875-2188

Founding Date: N/A

Website: http://www.mysccu.com

Personnel & Operations

President: Neely, Allen

Manager: Stubblefield, Marty

FT Employees: 51

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 4

Hours: 8:30 to 5:30 Monday thru Friday 9:00 to 1:

Credit Union Profile Summary

SCENIC COMMUNITY is a FISCU Credit Union. With a total of 14,772 members ^[1], this institution manages approximately $162,575,884 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 9.96% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -2.53% ^[1].

Financial Snapshot

Total Assets ^[1]

$162,575,884

Total economic resources.

Total Loans ^[1]

$130,338,346

Total value of outstanding loans.

Total Deposits ^[1]

$145,506,585

Total funds deposited by members.

Members ^[1]

14,772

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

9.96%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

-0.13%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

89.58%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 0.12%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↓ -2.53%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↓ -1.24%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

4503 Hixson Pike

Hixson, TN, 37343

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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 4 branches reported by SCENIC COMMUNITY (Charter #67747).

Main Office

Scenic Community Credit Union Main Office

Type: Corporate Office

4503 Hixson Pike

Hixson, TN 37343

Phone: (423) 875-6955

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Chattanooga