BCBST EMPLOYEES Credit Union Profile

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BCBST EMPLOYEES

Charter #67738 | NCUA Region 2 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (423) 535-6103

Fax: (423) 535-4801

Founding Date: N/A

Website: http://www.bcbstecu.com

Personnel & Operations

President: Sullivan, Patrick

Manager: Hamilton, Channon

FT Employees: 3

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: 8:30 - 4:30

Credit Union Profile Summary

BCBST EMPLOYEES is a FISCU Credit Union. With a total of 1,918 members [1], this institution manages approximately $10,932,122 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 19.03% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -13.22% [1].

Financial Snapshot

Total Assets [1]
$10,932,122

Total economic resources.

Total Loans [1]
$2,872,227

Total value of outstanding loans.

Total Deposits [1]
$8,786,160

Total funds deposited by members.

Members [1]
1,918

Number of active members.

Performance Ratios

Net Worth Ratio [1]
19.03%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.54%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
32.69%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-1.77%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-13.22%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-2.44%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1 CAMERON HILL CIR

CHATTANOOGA, TN, 37402

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by BCBST EMPLOYEES (Charter #67738).

Main Office

Cameron Hill Main Office

Type: Corporate Office

1 Cameron Hill Cir

Chattanooga, TN 37402

Phone: (423) 535-6103

Services: Member Services, ATM

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