US COMMUNITY Credit Union Profile

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US COMMUNITY

Charter #67720 | NCUA Region 2 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (615) 256-8712

Fax: (615) 724-2343

Founding Date: N/A

Website: http://www.usccu.org

Personnel & Operations

President: Jones, Roy

Manager: Johnson, Ben

FT Employees: 79

PT Employees: 13

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 7

Hours: 8am - 5pm Monday - Friday

Credit Union Profile Summary

US COMMUNITY is a FISCU Credit Union. With a total of 25,901 members [1], this institution manages approximately $323,869,774 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 11.47% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 4.47% [1].

Financial Snapshot

Total Assets [1]
$323,869,774

Total economic resources.

Total Loans [1]
$227,197,240

Total value of outstanding loans.

Total Deposits [1]
$281,578,475

Total funds deposited by members.

Members [1]
25,901

Number of active members.

Performance Ratios

Net Worth Ratio [1]
11.47%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.64%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
80.69%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
5.39%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
4.47%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-2.87%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

2622 Old Lebanon Pike Ste 100

Nashville, TN, 37214-2417

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 5 branches reported by US COMMUNITY (Charter #67720).

Main Office

Administration Building Main Office

Type: Corporate Office

2622 Old Lebanon Rd Ste 100

Nashville, TN 37214-2417

Phone: (615) 256-8712

Services: None specified

Open in Directions

Additional Branches

Antioch

Bell Road Branch

Type: Branch Office

925 Bell Rd

Antioch, TN 37013

Phone: (615) 256-8712

Services: Member Services, ATM, Drive-Thru

Open in Directions

Mount Juliet

Mount Juliet Branch

Type: Branch Office

2700 N Mount Juliet Rd

Mount Juliet, TN 37122

Phone: (615) 256-8712

Services: Member Services, ATM, Drive-Thru

Open in Directions

Nashville

Donelson Branch

Type: Branch Office

2618 Old Lebanon Rd

Nashville, TN 37214

Phone: (615) 256-8712

Services: Member Services, ATM, Drive-Thru

Open in Directions

Hermitage Ave Branch

Type: Branch Office

89 Hermitage Ave

Nashville, TN 37210

Phone: (615) 256-8712

Services: Member Services, ATM, Drive-Thru

Open in Directions