ST. JOSEPH TEACHERS' Credit Union Profile

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ST. JOSEPH TEACHERS'

Charter #67708 | NCUA Region 3 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (816) 233-5544

Fax: (816) 232-9608

Founding Date: N/A

Website: http://WWW.SJTCREDITUNION.COM

Personnel & Operations

President: Heard, Michael

Manager: SQUIRES, Shelley

FT Employees: 2

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: MONDAY - FRIDAY 9:00 AM TO 5:00PM

Credit Union Profile Summary

ST. JOSEPH TEACHERS' is a FISCU Credit Union. With a total of 1,115 members [1], this institution manages approximately $8,837,522 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 10% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -9.76% [1].

Financial Snapshot

Total Assets [1]
$8,837,522

Total economic resources.

Total Loans [1]
$3,156,692

Total value of outstanding loans.

Total Deposits [1]
$7,917,076

Total funds deposited by members.

Members [1]
1,115

Number of active members.

Performance Ratios

Net Worth Ratio [1]
10%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.23%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
39.87%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 2.00%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -9.76%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -3.63%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

2316 VILLAGE DR

SAINT JOSEPH, MO, 64506-4955
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by ST. JOSEPH TEACHERS' (Charter #67708).

Main Office

SAINT JOSEPH TEACHERS' CREDIT UNION Main Office

Type: Corporate Office

2316 VILLAGE DR

Saint Joseph, MO 64506-4955

Phone: (816) 233-5544

Services: Member Services, Drive-Thru

Open in Directions