FLORIDACENTRAL Credit Union Profile

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FLORIDACENTRAL

Charter #67668 | NCUA Region 2 | FISCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (813) 879-3333

Fax:

Founding Date: N/A

Website: https://www.floridacentralcu.com/

Personnel & Operations

President: Mignone, William

Manager: Dang, Linh

FT Employees: 127

PT Employees: 11

Designations & Ratios

MDI Status: No

RBC Ratio: 11.45%

Membership Type: 99

Branches: 13

Hours: Monday-Thursday 8:00 am - 5:00 pm Friday 8

Credit Union Profile Summary

FLORIDACENTRAL is a FISCU Credit Union. With a total of 42,911 members ^[1], this institution manages approximately $608,368,375 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 7.74% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 1.30% ^[1].

Financial Snapshot

Total Assets ^[1]

$608,368,375

Total economic resources.

Total Loans ^[1]

$397,943,817

Total value of outstanding loans.

Total Deposits ^[1]

$581,680,783

Total funds deposited by members.

Members ^[1]

42,911

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

7.74%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

0.27%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

68.41%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 1.40%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↑ 1.30%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↓ -6.39%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

3333 Henderson Blvd

Tampa, FL, 33609-2955

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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 13 branches reported by FLORIDACENTRAL (Charter #67668).

Main Office

Main Office Main Office

Type: Corporate Office

Type: Branch Office

3902 Henderson Blvd

Tampa, FL 33629

Phone: (813) 879-3333

Services: Member Services, ATM, Drive-Thru

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15- Citrus Park Branch

Type: Branch Office

8620 Citrus Park Dr

Tampa, FL 33625-3012

Phone: (813) 433-2101

Services: Member Services, ATM, Drive-Thru

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70 - New Tampa Branch

Type: Branch Office

17502 Dona Michelle Dr

Tampa, FL 33647

Phone: (813) 879-3333

Services: Member Services, ATM, Drive-Thru

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