THE WRIGHT Credit Union Profile

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THE WRIGHT

Charter #67564 | NCUA Region 2 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (706) 886-2908

Fax: (706) 886-0154

Founding Date: N/A

Website: https://wwwthewrightcu.org

Personnel & Operations

President: Richardson, Mark

Manager: LaCount, Alaina

FT Employees: 6

PT Employees: 4

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 2

Hours: 9:00 a.m. to 5:00 p.m. Lobby 8:30 a.m. to 5

Credit Union Profile Summary

THE WRIGHT is a FISCU Credit Union. With a total of 1,790 members [1], this institution manages approximately $17,004,832 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 16.16% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -2.45% [1].

Financial Snapshot

Total Assets [1]
$17,004,832

Total economic resources.

Total Loans [1]
$9,973,004

Total value of outstanding loans.

Total Deposits [1]
$14,218,489

Total funds deposited by members.

Members [1]
1,790

Number of active members.

Performance Ratios

Net Worth Ratio [1]
16.16%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.64%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
70.14%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
2.31%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-2.45%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-1.81%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

286 N Broad St

Toccoa, GA, 30577

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by THE WRIGHT (Charter #67564).

Main Office

The Wright Credit Union Main Office

Type: Corporate Office

286 N Broad St

Toccoa, GA 30577

Phone: (706) 886-2908

Services: Member Services, ATM, Drive-Thru

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