GUARDIANS Credit Union Profile

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GUARDIANS

Charter #67521 | NCUA Region 2 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (561) 686-4006

Fax: (561) 687-9943

Founding Date: N/A

Website: http://www.Guardianscu.coop

Personnel & Operations

President: Liggins, Raymond

Manager: Bosack, Steven

FT Employees: 94

PT Employees: 7

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 6

Hours: 8:00AM-5:30PM ON MONDAY, TUESDAY, & THURSDA

Credit Union Profile Summary

GUARDIANS is a FISCU Credit Union. With a total of 36,735 members [1], this institution manages approximately $304,721,553 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 14.06% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -3.30% [1].

Financial Snapshot

Total Assets [1]
$304,721,553

Total economic resources.

Total Loans [1]
$213,795,356

Total value of outstanding loans.

Total Deposits [1]
$253,419,057

Total funds deposited by members.

Members [1]
36,735

Number of active members.

Performance Ratios

Net Worth Ratio [1]
14.06%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.03%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
84.36%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 1.89%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -3.30%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -0.24%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

3469 SUMMIT BLVD

WEST PALM BEACH, FL, 33406
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 6 branches reported by GUARDIANS (Charter #67521).

Main Office

Main Office Main Office

Type: Corporate Office

3469 Summit Blvd

West Palm Beach, FL 33406

Phone: (561) 686-4006

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Boynton Beach

Boynton Beach

Type: Branch Office

1301 N Congress Ave

Boynton Beach, FL 33426

Phone: (561) 686-4006

Services: Member Services, Drive-Thru

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Fort Pierce

Ft Pierce

Type: Branch Office

4009 Okeechobee Rd

Fort Pierce, FL 34947-4563

Phone: (772) 462-1595

Services: Member Services, ATM, Drive-Thru

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Miami

South Florida FCU Main Branch

Type: Branch Office

1902 NW 14th Ave

Miami, FL 33125-1658

Phone: (305) 545-0744

Services: Member Services

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Royal Palm Beach

Royal Palm Beach

Type: Branch Office

10469 Southern Blvd

Royal Palm Beach, FL 33411

Phone: (561) 686-4006

Services: Member Services

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West Palm Beach

Town of Palm Beach FCU

Type: Branch Office

951 Okeechobee Rd

Ste B

West Palm Beach, FL 33401-6294

Phone: (561) 686-4006

Services: Member Services

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