1ST CHOICE Credit Union Profile
Showing details for 1ST CHOICE Credit Union.
Credit Union Profile for: 1ST CHOICE
1ST CHOICE
Headquarters Contact & Staff
Contact & Info
Phone: (404) 832-5800
Fax: (404) 607-8252
Founding Date: N/A
Website: http://www.1stchoicecu.org
Personnel & Operations
President:
Manager: Williams, Cassandra
FT Employees: 6
PT Employees: 1
Designations & Ratios
MDI Status: No
RBC Ratio: 0%
Membership Type: 99
Branches: 2
Hours: MONDAY-FRIDAY 8:30AM-4:00PM
Credit Union Profile Summary
1ST CHOICE is a FISCU Credit Union. With a total of 7,637 members [1], this institution manages approximately $31,235,468 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of -0.13% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -23.91% [1].
Financial Snapshot
Performance Ratios
This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.
Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.
Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.
Four-Quarter Growth
Indicates change in total size. Positive growth means the credit union is expanding its operations.
Shows change in lending activity. Positive growth means they are actively increasing their lending business.
Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.
Headquarters Location & Map
Member Ratings & Reviews
Average Member Rating:
N/A / 5.0Total Approved Reviews:
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Branch Locations
Found 1 branches reported by 1ST CHOICE (Charter #67505).
Main Office
Admin Office Main Office
315 Auburn Ave NE
Atlanta, GA 30303-2603
Phone: (404) 832-5800
Services: Member Services