1ST CHOICE Credit Union Profile

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1ST CHOICE

Charter #67505 | NCUA Region 2 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (404) 832-5800

Fax: (404) 607-8252

Founding Date: N/A

Website: http://www.1stchoicecu.org

Personnel & Operations

President:

Manager: Williams, Cassandra

FT Employees: 6

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 2

Hours: MONDAY-FRIDAY 8:30AM-4:00PM

Credit Union Profile Summary

1ST CHOICE is a FISCU Credit Union. With a total of 7,637 members [1], this institution manages approximately $31,235,468 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of -0.13% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -23.91% [1].

Financial Snapshot

Total Assets [1]
$31,235,468

Total economic resources.

Total Loans [1]
$19,224,970

Total value of outstanding loans.

Total Deposits [1]
$31,210,411

Total funds deposited by members.

Members [1]
7,637

Number of active members.

Performance Ratios

Net Worth Ratio [1]
-0.13%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
-5.05%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
61.60%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-11.37%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-23.91%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
13.70%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

315 AUBURN AVE NE

ATLANTA, GA, 30303-2603

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by 1ST CHOICE (Charter #67505).

Main Office

Admin Office Main Office

Type: Corporate Office

315 Auburn Ave NE

Atlanta, GA 30303-2603

Phone: (404) 832-5800

Services: Member Services

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