SOUTHERN PINE Credit Union Profile

Showing details for SOUTHERN PINE Credit Union.

Home > GA > SOUTHERN PINE

SOUTHERN PINE

Charter #67403 | NCUA Region 2 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (229) 559-3311

Fax: (229) 588-8627

Founding Date: N/A

Website: http://www.southernpinecu.org

Personnel & Operations

President: Engskow, Cameron

Manager: Sharpe, Patricia

FT Employees: 5

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: Mon thru Fri 8:00 a.m. to 4:00 p.m.

Credit Union Profile Summary

SOUTHERN PINE is a FISCU Credit Union. With a total of 1,397 members [1], this institution manages approximately $30,072,409 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 15.19% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -7.39% [1].

Financial Snapshot

Total Assets [1]
$30,072,409

Total economic resources.

Total Loans [1]
$18,055,681

Total value of outstanding loans.

Total Deposits [1]
$25,262,470

Total funds deposited by members.

Members [1]
1,397

Number of active members.

Performance Ratios

Net Worth Ratio [1]
15.19%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.29%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
71.47%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -6.29%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -7.39%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -0.71%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

5495 Clyattville Lake Park Rd

Valdosta, GA, 31601-0871
Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

No approved reviews yet. Be the first to rate this Credit Union!

Branch Locations

Found 2 branches reported by SOUTHERN PINE (Charter #67403).

Main Office

Main office Main Office

Type: Corporate Office

5495 Clyattville Lake Park Rd

Valdosta, GA 31601-0871

Phone: (229) 559-3311

Services: Member Services

Open in Directions

Additional Branches

Valdosta

Vital Records

Type: Corporate Office

5495 Clyattville Lake Park Rd

Valdosta, GA 31601

Phone: (229) 559-3311

Services: None specified

Open in Directions