GEORGIA'S OWN Credit Union Profile

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GEORGIA'S OWN

Charter #67390 | NCUA Region 2 | FISCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (404) 874-1166

Fax:

Founding Date: N/A

Website: http://www.georgiasown.org

Personnel & Operations

President: Burns, Richard

Manager: Preter, Dave

FT Employees: 535

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 28

Hours: M-F 8:30 AM to 5:00 PM

Credit Union Profile Summary

GEORGIA'S OWN is a FISCU Credit Union. With a total of 241,295 members ^[1], this institution manages approximately $4,291,039,262 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 10.69% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 7.48% ^[1].

Financial Snapshot

Total Assets ^[1]

$4,291,039,262

Total economic resources.

Total Loans ^[1]

$3,300,135,722

Total value of outstanding loans.

Total Deposits ^[1]

$3,569,283,320

Total funds deposited by members.

Members ^[1]

241,295

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

10.69%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

0.59%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

92.46%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 1.44%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↑ 7.48%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↑ 0.75%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

100 Peachtree St NW

Atlanta, GA, 30303

Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 33 branches reported by GEORGIA'S OWN (Charter #67390).

Main Office

Home Office Main Office

Type: Corporate Office

100 Peachtree St NW

Atlanta, GA 30303

Phone: (404) 874-1166

Services: None specified

GEORGIA'S OWN Credit Union Profile

GEORGIA'S OWN

Headquarters Contact & Staff

Credit Union Profile Summary

Financial Snapshot

Performance Ratios

Four-Quarter Growth

Headquarters Location & Map

Headquarters Address

Member Ratings & Reviews

Rate This Credit Union

Branch Locations

Main Office

Home Office Main Office

Additional Branches

Albany

Alpharetta

Americus

Atlanta

Bainbridge

Blackshear

Buford

Conyers

Douglasville

Duluth

Eastman

Evans

Fayetteville

Folkston

Gainesville

Grayson

Kingsland

Leesburg

Lilburn

Marietta

Morrow

Moultrie

Roswell

Saint Marys

Savannah

Thomasville

Tifton

Tucker

Waycross