CGR Credit Union Profile

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CGR

Charter #67367 | NCUA Region 2 | FISCU

Low-Income Designation: No

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (478) 745-0494

Fax: (478) 738-8582

Founding Date: N/A

Website: http://www.cgrcu.org

Personnel & Operations

President: Carter, Kevin

Manager: Harper, Clint

FT Employees: 31

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 5

Hours: 9 am to 5 pm M thru F 9 am to noon Sautrda

Credit Union Profile Summary

CGR is a FISCU Credit Union. With a total of 11,520 members ^[1], this institution manages approximately $115,030,711 in total assets ^[1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 21.31% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 6.42% ^[1].

Financial Snapshot

Total Assets ^[1]

$115,030,711

Total economic resources.

Total Loans ^[1]

$45,753,763

Total value of outstanding loans.

Total Deposits ^[1]

$88,210,237

Total funds deposited by members.

Members ^[1]

11,520

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

21.31%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

1.81%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

51.87%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 0.67%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↑ 6.42%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↓ -4.84%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

2040 Ingleside Ave

Macon, GA, 31204

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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

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