UNIVERSITY Credit Union Profile

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UNIVERSITY

Charter #67348 | NCUA Region 2 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (786) 425-5000

Fax: (305) 534-4543

Founding Date: N/A

Website: http://WWW.UCUMIAMI.ORG

Personnel & Operations

President: Ingold, Scott

Manager: Rose, Albert

FT Employees: 42

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 4

Hours: Mon-Fri 9:00 am to 5:00 pm Saturday 9:00 am

Credit Union Profile Summary

UNIVERSITY is a FISCU Credit Union. With a total of 15,545 members [1], this institution manages approximately $235,460,348 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 10.26% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -7.13% [1].

Financial Snapshot

Total Assets [1]
$235,460,348

Total economic resources.

Total Loans [1]
$93,114,267

Total value of outstanding loans.

Total Deposits [1]
$207,100,908

Total funds deposited by members.

Members [1]
15,545

Number of active members.

Performance Ratios

Net Worth Ratio [1]
10.26%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.26%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
44.96%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -5.47%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -7.13%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 3.15%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

13241 SW 136th St

MIAMI, FL, 33186-5822
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 4 branches reported by UNIVERSITY (Charter #67348).

Main Office

West Kendall Center Main Office

Type: Corporate Office

13241 SW 136th St

Miami, FL 33186-5822

Phone: (786) 425-5000

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Miami

FIU University Park Branch

Type: Branch Office

10880 SW 16TH ST

Miami, FL 33199

Phone: (786) 425-5039

Services: Member Services, ATM

Open in Directions

MEDICAL CENTER

Type: Branch Office

1611 NW 12th Ave

Suite J

Miami, FL 33136-1005

Phone: (786) 425-5006

Services: Member Services, ATM

Open in Directions

RED ROAD BRANCH

Type: Branch Office

6250 SW 57th Ave

Miami, FL 33143-2357

Phone: (786) 425-5012

Services: Member Services, ATM

Open in Directions