JEFFERSON COUNTY TEACHERS Credit Union Profile

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JEFFERSON COUNTY TEACHERS

Charter #67341 | NCUA Region 2 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (850) 342-0250

Fax: (850) 342-1230

Founding Date: N/A

Website: http://www.jctcuonline.org

Personnel & Operations

President: Roann, Gladys

Manager: McKown, Kayla

FT Employees: 4

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: 8:00 a.m. - 4:00 p.m. Monday - Friday

Credit Union Profile Summary

JEFFERSON COUNTY TEACHERS is a FISCU Credit Union. With a total of 1,331 members [1], this institution manages approximately $14,928,972 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 14.7% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -0.01% [1].

Financial Snapshot

Total Assets [1]
$14,928,972

Total economic resources.

Total Loans [1]
$10,951,882

Total value of outstanding loans.

Total Deposits [1]
$12,677,873

Total funds deposited by members.

Members [1]
1,331

Number of active members.

Performance Ratios

Net Worth Ratio [1]
14.7%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.84%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
86.39%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 3.43%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -0.01%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 6.57%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1500 W Washington St

Monticello, FL, 32344-1134
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by JEFFERSON COUNTY TEACHERS (Charter #67341).

Main Office

Jefferson County Teachers Credit Union Main Office

Type: Corporate Office

1500 W Washington St

Monticello, FL 32344-1134

Phone: (850) 342-0250

Services: Member Services, Drive-Thru

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