ECU Credit Union Profile

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ECU

Charter #67336 | NCUA Region 2 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (800) 382-2400

Fax: (727) 393-0127

Founding Date: N/A

Website: http://www.ecucreditunion.com

Personnel & Operations

President: Harris, Steven

Manager: Langley, Susan

FT Employees: 9

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 3

Hours: MONDAY - FRIDAY 8:15 TO 4:15

Credit Union Profile Summary

ECU is a FISCU Credit Union. With a total of 2,450 members [1], this institution manages approximately $36,032,866 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 16.38% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 6.89% [1].

Financial Snapshot

Total Assets [1]
$36,032,866

Total economic resources.

Total Loans [1]
$12,551,782

Total value of outstanding loans.

Total Deposits [1]
$29,844,800

Total funds deposited by members.

Members [1]
2,450

Number of active members.

Performance Ratios

Net Worth Ratio [1]
16.38%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.66%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
42.06%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -2.35%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 6.89%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -6.70%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

8250 BRYAN DAIRY RD STE 150

LARGO, FL, 33777
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 3 branches reported by ECU (Charter #67336).

Main Office

Fairways Main Office

Type: Corporate Office

8250 Bryan Dairy Rd Ste 150

Largo, FL 33777

Phone: (800) 382-2400

Services: Member Services

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Additional Branches

Conroe

Houston

Type: Branch Office

16597 Interstate 45 S

Conroe, TX 77385

Phone: (800) 382-2400

Services: Member Services

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Orlando

Orlando

Type: Branch Office

8201 Chancellor Dr

Orlando, FL 32809

Phone: (800) 382-2400

Services: Member Services

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