JACKSON COUNTY 1ST Credit Union Profile

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JACKSON COUNTY 1ST

Charter #67334 | NCUA Region 2 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (850) 526-4470

Fax: (850) 526-5813

Founding Date: N/A

Website: http://www.jacksoncountytcu.com

Personnel & Operations

President: Neel, Linda

Manager: Alexander, Valena

FT Employees: 8

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: 9:00 AM - 5:00 PM MONDAY - FRIDAY

Credit Union Profile Summary

JACKSON COUNTY 1ST is a FISCU Credit Union. With a total of 2,847 members [1], this institution manages approximately $45,256,415 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 19.18% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -2.24% [1].

Financial Snapshot

Total Assets [1]
$45,256,415

Total economic resources.

Total Loans [1]
$18,799,454

Total value of outstanding loans.

Total Deposits [1]
$37,660,572

Total funds deposited by members.

Members [1]
2,847

Number of active members.

Performance Ratios

Net Worth Ratio [1]
19.18%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.42%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
49.92%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
4.15%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-2.24%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-3.39%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

4466 CLINTON ST

MARIANNA, FL, 32446-3438

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 2 branches reported by JACKSON COUNTY 1ST (Charter #67334).

Main Office

Jackson Co Teachers CU Main Office

Type: Corporate Office

4466 Clinton St

Marianna, FL 32446-3438

Phone: (850) 526-4470

Services: Member Services, Drive-Thru

Open in Directions

Additional Branches

Fairhope

CU South, Inc.

Type: Corporate Office

23210 US Highway 98

Fairhope, AL 36532-6356

Services: None specified

Open in Directions