COMMUNITY FIRST CREDIT UNION OF FLO Credit Union Profile

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COMMUNITY FIRST CREDIT UNION OF FLO

Charter #67290 | NCUA Region 2 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (904) 354-8537

Fax: (904) 371-7939

Founding Date: N/A

Website: http://www.communityfirstfl.org

Personnel & Operations

President: Prudencio, Malinda

Manager: Inman, Sam

FT Employees: 437

PT Employees: 20

Designations & Ratios

MDI Status: No

RBC Ratio: 21.39%

Membership Type: 99

Branches: 24

Hours: MONDAY - SATURDAY 9-5

Credit Union Profile Summary

COMMUNITY FIRST CREDIT UNION OF FLO is a FISCU Credit Union. With a total of 183,206 members [1], this institution manages approximately $2,808,440,530 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 13.03% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 9.31% [1].

Financial Snapshot

Total Assets [1]
$2,808,440,530

Total economic resources.

Total Loans [1]
$2,142,226,820

Total value of outstanding loans.

Total Deposits [1]
$2,426,944,688

Total funds deposited by members.

Members [1]
183,206

Number of active members.

Performance Ratios

Net Worth Ratio [1]
13.03%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.00%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
88.27%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
3.07%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
9.31%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
5.09%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

637 N LEE ST

JACKSONVILLE, FL, 32204-1141

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

No approved reviews yet. Be the first to rate this Credit Union!

Branch Locations

Found 21 branches reported by COMMUNITY FIRST CREDIT UNION OF FLO (Charter #67290).

Main Office

Headquarters Main Office

Type: Corporate Office

637 N Lee St

Jacksonville, FL 32204-1141

Phone: (904) 354-8537

Services: ATM

Open in Directions

Additional Branches

Fleming Island

Fleming Island

Type: Branch Office

2004 Eastwest Pkwy

Fleming Island, FL 32003-6333

Phone: (904) 354-8537

Services: Member Services, ATM, Drive-Thru

Open in Directions

Jacksonville

Arlington

Type: Branch Office

7676 Merrill Rd

Jacksonville, FL 32277-3713

Phone: (904) 354-8537

Services: Member Services, ATM, Drive-Thru

Open in Directions

Bartram

Type: Branch Office

13910 Village Lake Cir

Jacksonville, FL 32258

Phone: (904) 354-8537

Services: Member Services, ATM, Drive-Thru

Open in Directions

Baymeadows

Type: Branch Office

8165 Point Meadows Way

Jacksonville, FL 32256

Phone: (904) 354-8537

Services: Member Services, ATM, Drive-Thru

Open in Directions

Downtown

Type: Branch Office

623 N Main St

Jacksonville, FL 32202

Phone: (904) 354-8537

Services: Member Services, ATM, Drive-Thru

Open in Directions

Headquarters 2

Type: Corporate Office

701 W Adams St

Jacksonville, FL 32204

Phone: (904) 354-8537

Services: None specified

Open in Directions

Hodges

Type: Branch Office

13808 Beach Blvd

Jacksonville, FL 32224

Phone: (904) 354-8537

Services: Member Services, ATM, Drive-Thru

Open in Directions

Lakewood

Type: Branch Office

1670 University Blvd W

Jacksonville, FL 32217-2008

Phone: (904) 354-8537

Services: Member Services, ATM, Drive-Thru

Open in Directions

Lem Turner

Type: Branch Office

11907 Lem Turner Rd

Jacksonville, FL 32218-3029

Phone: (904) 354-8537

Services: Member Services, ATM, Drive-Thru

Open in Directions

Mandarin

Type: Branch Office

11701 San Jose Blvd

Jacksonville, FL 32223

Phone: (904) 354-8537

Services: Member Services, ATM

Open in Directions

Northside

Type: Branch Office

1623 Edgewood Ave W

Jacksonville, FL 32208-3222

Phone: (904) 354-8537

Services: Member Services, ATM, Drive-Thru

Open in Directions

Oakleaf

Type: Branch Office

9690 Applecross Rd

Jacksonville, FL 32222-5818

Phone: (904) 354-8537

Services: Member Services, ATM, Drive-Thru

Open in Directions

Riverside Branch

Type: Branch Office

1012 Margaret St

Jacksonville, FL 32204-3737

Phone: (904) 354-8537

Services: Member Services, ATM

Open in Directions

UNF

Type: Branch Office

1 UNF Dr Bldg 1402

Jacksonville, FL 32224-7699

Phone: (904) 354-8537

Services: Member Services, ATM

Open in Directions

Westside

Type: Branch Office

7640 103rd St

Jacksonville, FL 32210-6342

Phone: (904) 354-8537

Services: Member Services, ATM, Drive-Thru

Open in Directions

Jacksonville Beach

Beaches

Type: Branch Office

1451 3rd St S

Jacksonville Beach, FL 32250-6309

Phone: (904) 354-8537

Services: Member Services, ATM, Drive-Thru

Open in Directions

Neptune Beach

Neptune Beach

Type: Branch Office

1425 Atlantic Blvd

Neptune Beach, FL 32266

Phone: (904) 354-8537

Services: Member Services, ATM, Drive-Thru

Open in Directions

Orange Park

Orange Park

Type: Branch Office

625 Blanding Blvd

Orange Park, FL 32073

Phone: (904) 354-8537

Services: Member Services, ATM, Drive-Thru

Open in Directions

Saint Augustine

St. John's

Type: Branch Office

3581 N Ponce De Leon Blvd

Saint Augustine, FL 32084-1202

Phone: (904) 354-8537

Services: Member Services, ATM, Drive-Thru

Open in Directions

Yulee

Yulee

Type: Branch Office

463909 State Road 200

Unit 1

Yulee, FL 32097

Phone: (904) 354-8537

Services: Member Services, ATM

Open in Directions