HORIZON Credit Union Profile

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HORIZON

Charter #67264 | NCUA Region 3 | FISCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (509) 928-6494

Fax: (509) 928-9475

Founding Date: N/A

Website: http://www.hzcu.org

Personnel & Operations

President: Sharon, Steve

Manager: Adams, Jeffry

FT Employees: 368

PT Employees: 8

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 28

Hours: Mon-Fri 9am - 5pm

Credit Union Profile Summary

HORIZON is a FISCU Credit Union. With a total of 108,802 members ^[1], this institution manages approximately $2,016,644,680 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 12.13% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -0.21% ^[1].

Financial Snapshot

Total Assets ^[1]

$2,016,644,680

Total economic resources.

Total Loans ^[1]

$1,681,855,759

Total value of outstanding loans.

Total Deposits ^[1]

$1,691,844,365

Total funds deposited by members.

Members ^[1]

108,802

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

12.13%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

0.52%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

99.41%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↓ -0.09%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↓ -0.21%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↓ -2.06%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

13224 E Mansfield Ave Ste 300

Spokane Valley, WA, 99216

Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

Rate This Credit Union

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Branch Locations

Found 33 branches reported by HORIZON (Charter #67264).

Main Office

Main Office Main Office

Type: Corporate Office

13224 E Mansfield Ave Ste 300

Spokane Valley, WA 99216

Phone: (509) 928-6494

Services: None specified

HORIZON Credit Union Profile

HORIZON

Headquarters Contact & Staff

Credit Union Profile Summary

Financial Snapshot

Performance Ratios

Four-Quarter Growth

Headquarters Location & Map

Headquarters Address

Member Ratings & Reviews

Rate This Credit Union

Branch Locations

Main Office

Main Office Main Office

Additional Branches

Boise

Bozeman

Butte

Coeur D Alene

Colville

Deer Park

Ephrata

Great Falls

La Grande

Liberty Lake

Meridian

Missoula

Moses Lake

Nampa

Ponderay

Post Falls

Sandpoint

Spokane

Spokane Valley

Weiser