OPPORTUNITIES Credit Union Profile

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OPPORTUNITIES

Charter #67251 | NCUA Region 1 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (802) 865-3404

Fax: (802) 862-8971

Founding Date: N/A

Website: http://www.oppsvt.org

Personnel & Operations

President: Von Bernewitz, Glenn

Manager: Lake, Robert

FT Employees: 17

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 2

Hours: 9AM - 5PM Mon, Tues, Thurs, Fri 9AM - 4PM W

Credit Union Profile Summary

OPPORTUNITIES is a FISCU Credit Union. With a total of 5,374 members [1], this institution manages approximately $60,512,606 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 10.52% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -10.21% [1].

Financial Snapshot

Total Assets [1]
$60,512,606

Total economic resources.

Total Loans [1]
$48,874,571

Total value of outstanding loans.

Total Deposits [1]
$47,510,156

Total funds deposited by members.

Members [1]
5,374

Number of active members.

Performance Ratios

Net Worth Ratio [1]
10.52%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
-1.61%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
102.87%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -9.83%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -10.21%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -0.33%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

25 Winooski Falls Way, Suite 203

Winooski, VT, 05404
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 4 branches reported by OPPORTUNITIES (Charter #67251).

Main Office

25 Winooski Falls Way Main Office

Type: Corporate Office

25 Winooski Falls Way

Suite 203

Winooski, VT 05404

Phone: (802) 865-3404

Services: Member Services

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Additional Branches

Burlington

92 North Avenue Branch

Type: Branch Office

92 North Ave

Burlington, VT 05401

Phone: (802) 865-2003

Services: Member Services

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Sandy

CMC

Type: Corporate Office

8520 S Sandy Pkwy

Sandy, UT 84070-6422

Phone: (801) 865-5000

Services: None specified

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CMC

Type: Corporate Office

8520 S Sandy Pkwy

Sandy, UT 84070-6422

Phone: (801) 865-5000

Services: None specified

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