ATHENS AREA Credit Union Profile

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ATHENS AREA

Charter #67243 | NCUA Region 3 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (715) 257-9337

Fax: (715) 257-9910

Founding Date: N/A

Website: http://www.athensareacu.com

Personnel & Operations

President: KORNACK, CHARLES

Manager: MURRAY, VALERIE

FT Employees: 7

PT Employees: 5

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: M-TH 8:30 - 4:30 F 8:30 - 6:30 SAT 8:30 -

Credit Union Profile Summary

ATHENS AREA is a FISCU Credit Union. With a total of 2,984 members [1], this institution manages approximately $47,545,067 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 12.61% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 0.64% [1].

Financial Snapshot

Total Assets [1]
$47,545,067

Total economic resources.

Total Loans [1]
$17,387,276

Total value of outstanding loans.

Total Deposits [1]
$41,248,534

Total funds deposited by members.

Members [1]
2,984

Number of active members.

Performance Ratios

Net Worth Ratio [1]
12.61%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.47%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
42.15%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
2.79%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
0.64%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
0.37%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

112 ALFRED ST, PO BOX 98

ATHENS, WI, 54411

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 1 branches reported by ATHENS AREA (Charter #67243).

Main Office

ATHENS AREA CREDIT UNION Main Office

Type: Corporate Office

112 ALFRED ST

PO BOX 98

Athens, WI 54411

Phone: (715) 257-9337

Services: Member Services, Drive-Thru

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