NORTHWOODS COMMUNITY Credit Union Profile

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NORTHWOODS COMMUNITY

Charter #67240 | NCUA Region 3 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (715) 762-3208

Fax: (725) 762-3490

Founding Date: N/A

Website: HTTP://WWW.NORTHWOODSCU.COM

Personnel & Operations

President: Strand, Roger

Manager: Zoesch, Sally

FT Employees: 24

PT Employees: 5

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 2

Hours: M-Fr 9:00-3:00 Lobby; M-Fr 8:30-5:00, Sat 8

Credit Union Profile Summary

NORTHWOODS COMMUNITY is a FISCU Credit Union. With a total of 8,257 members [1], this institution manages approximately $93,022,801 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 10.49% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -14.23% [1].

Financial Snapshot

Total Assets [1]
$93,022,801

Total economic resources.

Total Loans [1]
$52,266,363

Total value of outstanding loans.

Total Deposits [1]
$82,471,187

Total funds deposited by members.

Members [1]
8,257

Number of active members.

Performance Ratios

Net Worth Ratio [1]
10.49%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.80%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
63.38%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
2.84%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-14.23%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-2.01%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1224 4th Ave S

Park Falls, WI, 54552-1923

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 2 branches reported by NORTHWOODS COMMUNITY (Charter #67240).

Main Office

Northwoods Community Credit Union Main Office

Type: Corporate Office

1224 4th Ave S

Park Falls, WI 54552-1923

Phone: (715) 762-3208

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Ashland

Northwoods Community Credit Union

Type: Branch Office

121 MAIN ST W

Ashland, WI 54806

Phone: (715) 682-9099

Services: Member Services, Drive-Thru

Open in Directions