THE STATE Credit Union Profile

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THE STATE

Charter #67222 | NCUA Region 1 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (304) 558-0566

Fax: (304) 558-0137

Founding Date: N/A

Website: http://WWW.WVPECU.ORG

Personnel & Operations

President: MCDANIEL, CHARLES

Manager: GRAY, BRENT

FT Employees: 15

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 2

Hours: LOBBY M-F 8:00 AM-3:00 PM DRIVE THRU M-F 07

Credit Union Profile Summary

THE STATE is a FISCU Credit Union. With a total of 8,398 members [1], this institution manages approximately $90,044,512 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 18.79% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 2.09% [1].

Financial Snapshot

Total Assets [1]
$90,044,512

Total economic resources.

Total Loans [1]
$53,952,920

Total value of outstanding loans.

Total Deposits [1]
$72,209,003

Total funds deposited by members.

Members [1]
8,398

Number of active members.

Performance Ratios

Net Worth Ratio [1]
18.79%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.74%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
74.72%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 3.20%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 2.09%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 0.97%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

2200 WASHINGTON ST E

CHARLESTON, WV, 25311-2219
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 2 branches reported by THE STATE (Charter #67222).

Main Office

2200 WASHINGTON STREET E Main Office

Type: Corporate Office

2200 WASHINGTON ST E

Charleston, WV 25311-2219

Phone: (304) 558-0566

Services: None specified

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Additional Branches

Frisco

FISERV PORTICO

Type: Branch Office

6160 WARREN PKWY STE 500

Frisco, TX 75034-9673

Phone: (877) 337-2843

Services: None specified

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