FIRST COMMUNITY CU OF BELOIT Credit Union Profile

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FIRST COMMUNITY CU OF BELOIT

Charter #67214 | NCUA Region 3 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (608) 362-9077

Fax: (608) 362-0434

Founding Date: N/A

Website: http://www.firstccu.com

Personnel & Operations

President: Udulutch, Wayne

Manager: Gill, Jack

FT Employees: 81

PT Employees: 29

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 9

Hours: M -Th 7:30 - 5:00 Fr 7:30 - 6:00 Sa

Credit Union Profile Summary

FIRST COMMUNITY CU OF BELOIT is a FISCU Credit Union. With a total of 30,645 members [1], this institution manages approximately $388,915,933 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 10.54% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 13.32% [1].

Financial Snapshot

Total Assets [1]
$388,915,933

Total economic resources.

Total Loans [1]
$346,598,675

Total value of outstanding loans.

Total Deposits [1]
$330,259,021

Total funds deposited by members.

Members [1]
30,645

Number of active members.

Performance Ratios

Net Worth Ratio [1]
10.54%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.56%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
104.95%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
11.20%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
13.32%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
10.30%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1702 Park Ave

Beloit, WI, 53511

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 6 branches reported by FIRST COMMUNITY CU OF BELOIT (Charter #67214).

Main Office

Main Office Main Office

Type: Corporate Office

1702 Park Ave

Beloit, WI 53511

Phone: (608) 362-9077

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Janesville

Janesville Branch

Type: Branch Office

2701 N Pontiac Dr

Janesville, WI 53545

Phone: (608) 758-7530

Services: Member Services, ATM, Drive-Thru

Open in Directions

Monroe

Monroe Branch

Type: Branch Office

140 W 7th St

Monroe, WI 53566

Phone: (608) 329-7800

Services: Member Services, ATM, Drive-Thru

Open in Directions

Rockford

Rockford Branch

Type: Branch Office

6079 E Riverside Blvd

Rockford, IL 61114-4413

Phone: (815) 316-3052

Services: Member Services, ATM, Drive-Thru

Open in Directions

Rockford State

Type: Branch Office

4615 E State St

Rockford, IL 61108-2100

Phone: (608) 362-9077

Services: Member Services, ATM, Drive-Thru

Open in Directions

Roscoe

Roscoe Branch

Type: Branch Office

5390 Williams Dr

Roscoe, IL 61073

Phone: (800) 828-5923

Services: Member Services, ATM, Drive-Thru

Open in Directions