WESTBY CO-OP Credit Union Profile

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WESTBY CO-OP

Charter #67208 | NCUA Region 3 | FISCU

Low-Income Designation: No

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (608) 634-3118

Fax: (608) 634-3148

Founding Date: N/A

Website: https://www.WCCUCREDITUNION.COOP

Personnel & Operations

President: TORGERSON, MONTE

Manager: BARNICK, CHRIS

FT Employees: 185

PT Employees: 32

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 12

Hours: 7:30 - 5:30 M-Th 7:30 - 6:00 F 7:30 - 12:00

Credit Union Profile Summary

WESTBY CO-OP is a FISCU Credit Union. With a total of 41,097 members ^[1], this institution manages approximately $968,829,171 in total assets ^[1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 15.32% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 0.51% ^[1].

Financial Snapshot

Total Assets ^[1]

$968,829,171

Total economic resources.

Total Loans ^[1]

$708,377,977

Total value of outstanding loans.

Total Deposits ^[1]

$793,180,107

Total funds deposited by members.

Members ^[1]

41,097

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

15.32%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

1.21%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

89.31%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 4.70%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↑ 0.51%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↑ 0.31%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

501 N Main St

WESTBY, WI, 54667

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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 11 branches reported by WESTBY CO-OP (Charter #67208).

Main Office

WESTBY MAIN Main Office

Type: Corporate Office

Type: Branch Office

430 West Union St Ste 1

Richland Center, WI 53581

Phone: (608) 647-8835

Services: Member Services, ATM, Drive-Thru

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RICHLAND CENTER BRANCH

Type: Branch Office

2403 US Hwy 14 E

Richland Center, WI 53581-2996

Phone: (608) 647-8835

Services: Member Services, ATM, Drive-Thru

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Viroqua

VIROQUA BRANCH

Type: Branch Office

1302 N Main St

Viroqua, WI 54665

Phone: (608) 637-6200

Services: Member Services, ATM, Drive-Thru

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