FIRST CHOICE COMMUNITY Credit Union Profile

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FIRST CHOICE COMMUNITY

Charter #67185 | NCUA Region 2 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (865) 637-0112

Fax: (865) 637-0777

Founding Date: N/A

Website: http://www.firstchoiceccu.org

Personnel & Operations

President: Haggard, Jason

Manager: Chitwood, Carisa

FT Employees: 11

PT Employees: 3

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 3

Hours: 9:00 - 5:00 Mon-Fri

Credit Union Profile Summary

FIRST CHOICE COMMUNITY is a FISCU Credit Union. With a total of 3,728 members [1], this institution manages approximately $50,042,524 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 15.31% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -6.80% [1].

Financial Snapshot

Total Assets [1]
$50,042,524

Total economic resources.

Total Loans [1]
$20,395,144

Total value of outstanding loans.

Total Deposits [1]
$42,129,803

Total funds deposited by members.

Members [1]
3,728

Number of active members.

Performance Ratios

Net Worth Ratio [1]
15.31%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.02%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
48.41%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 2.28%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -6.80%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -3.29%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

100 N 17th St

Knoxville, TN, 37921-6750
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 3 branches reported by FIRST CHOICE COMMUNITY (Charter #67185).

Main Office

First Choice Community Credit Union Main Office

Type: Corporate Office

100 N 17th St

Knoxville, TN 37921-6750

Phone: (865) 637-0112

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Mascot

First Choice Comm-Mascot

Type: Branch Office

9440 Mascot Rd

Mascot, TN 37806-2121

Phone: (865) 933-7442

Services: Member Services, ATM, Drive-Thru

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Seymour

First Choice Comm-Seymour

Type: Branch Office

10210 Chapman Hwy

Seymour, TN 37865

Phone: (865) 982-0075

Services: Member Services, ATM, Drive-Thru

Open in Directions