RIPCO Credit Union Profile

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RIPCO

Charter #67183 | NCUA Region 3 | FISCU

Low-Income Designation: No

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (715) 365-4800

Fax:

Founding Date: N/A

Website: http://www.ripco.org

Personnel & Operations

President: Ferch, Steven

Manager: Grinder, Jennifer

FT Employees: 53

PT Employees: 10

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 4

Hours: Lobby: Monday - Friday 8:30am to 5:30pm Sat

Credit Union Profile Summary

RIPCO is a FISCU Credit Union. With a total of 12,783 members ^[1], this institution manages approximately $182,186,292 in total assets ^[1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 9.68% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 14.53% ^[1].

Financial Snapshot

Total Assets ^[1]

$182,186,292

Total economic resources.

Total Loans ^[1]

$128,262,856

Total value of outstanding loans.

Total Deposits ^[1]

$162,967,753

Total funds deposited by members.

Members ^[1]

12,783

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

9.68%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

-0.46%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

78.70%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 2.74%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↑ 14.53%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↑ 0.02%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

121 Sutliff Ave

Rhinelander, WI, 54501

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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 3 branches reported by RIPCO (Charter #67183).

Main Office

Ripco Credit Union Main Office

Type: Corporate Office

121 Sutliff Ave

Rhinelander, WI 54501

Phone: (715) 365-4800

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Eagle River