PACIFIC HORIZON Credit Union Profile

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PACIFIC HORIZON

Charter #67147 | NCUA Region 3 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (801) 489-3605

Fax: (801) 489-4520

Founding Date: N/A

Website: http://www.pacifichorizoncu.com

Personnel & Operations

President: Huff, Craig

Manager: Clayson, Mike

FT Employees: 14

PT Employees: 11

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 3

Hours: Monday- Friday 9-6

Credit Union Profile Summary

PACIFIC HORIZON is a FISCU Credit Union. With a total of 8,745 members [1], this institution manages approximately $136,174,481 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 8.9% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -0.50% [1].

Financial Snapshot

Total Assets [1]
$136,174,481

Total economic resources.

Total Loans [1]
$105,241,169

Total value of outstanding loans.

Total Deposits [1]
$123,678,019

Total funds deposited by members.

Members [1]
8,745

Number of active members.

Performance Ratios

Net Worth Ratio [1]
8.9%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.12%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
85.09%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 1.84%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -0.50%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -1.69%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

96 E Center St

Springville, UT, 84663
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 3 branches reported by PACIFIC HORIZON (Charter #67147).

Main Office

Springville Branch Main Office

Type: Corporate Office

96 E Center St

Springville, UT 84663

Phone: (801) 489-3605

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Payson

Payson Branch

Type: Branch Office

191 S 100 W

Payson, UT 84651

Phone: (801) 465-0111

Services: Member Services, ATM, Drive-Thru

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Spanish Fork

Spanish Fork Branch

Type: Branch Office

375 E 300 S

Spanish Fork, UT 84660

Phone: (801) 615-7234

Services: Member Services, ATM, Drive-Thru

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