EDUCATION 1ST Credit Union Profile

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EDUCATION 1ST

Charter #67127 | NCUA Region 3 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (801) 392-4877

Fax: (801) 392-4879

Founding Date: N/A

Website: http://www.E1cu.org

Personnel & Operations

President: Ellis, Kristy

Manager: Greenfield, Kent

FT Employees: 7

PT Employees: 3

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: M - F 8:30 - 6:00 Sat 9:00 - 2:00

Credit Union Profile Summary

EDUCATION 1ST is a FISCU Credit Union. With a total of 2,611 members [1], this institution manages approximately $60,660,166 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 9.32% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 10.89% [1].

Financial Snapshot

Total Assets [1]
$60,660,166

Total economic resources.

Total Loans [1]
$52,865,960

Total value of outstanding loans.

Total Deposits [1]
$54,862,272

Total funds deposited by members.

Members [1]
2,611

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.32%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.98%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
96.36%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
15.37%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
10.89%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-0.11%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1250 Country Hills Dr

Ogden, UT, 84403-2560

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by EDUCATION 1ST (Charter #67127).

Main Office

Main Office Main Office

Type: Corporate Office

1250 Country Hills Dr

Ogden, UT 84403-2560

Phone: (801) 392-4877

Services: Member Services, Drive-Thru

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