SANTA BARBARA COUNTY Credit Union Profile

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SANTA BARBARA COUNTY

Charter #6711 | NCUA Region 3 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (805) 682-3357

Fax: (805) 569-9047

Founding Date: N/A

Website: http://www.sbcreditunion.com

Personnel & Operations

President: Gillette, William

Manager: Harbour, Jake

FT Employees: 7

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 36

Branches: 1

Hours: 9:00AM-4:30PM MONDAY-THURSDAY; 9:00AM-5:00P

Credit Union Profile Summary

SANTA BARBARA COUNTY is a FCU Credit Union. With a total of 4,009 members [1], this institution manages approximately $65,776,073 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 11.99% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 2.01% [1].

Financial Snapshot

Total Assets [1]
$65,776,073

Total economic resources.

Total Loans [1]
$27,969,127

Total value of outstanding loans.

Total Deposits [1]
$57,740,028

Total funds deposited by members.

Members [1]
4,009

Number of active members.

Performance Ratios

Net Worth Ratio [1]
11.99%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.58%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
48.44%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 5.98%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 2.01%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -2.31%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

2623 DE LA VINA ST

SANTA BARBARA, CA, 93105-3823
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by SANTA BARBARA COUNTY (Charter #6711).

Main Office

Main Office Main Office

Type: Corporate Office

2623 De La Vina St

Santa Barbara, CA 93105-3823

Phone: (805) 682-3357

Services: Member Services

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