UTAH HERITAGE Credit Union Profile

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UTAH HERITAGE

Charter #67076 | NCUA Region 3 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (435) 436-8288

Fax: (435) 436-8190

Founding Date: N/A

Website: http://www.utahheritagecu.org

Personnel & Operations

President: Cox, I Branch

Manager: Olsen, Tami

FT Employees: 20

PT Employees: 8

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 5

Hours: Lobby M-F 9-5 Drive Up 8:30-5

Credit Union Profile Summary

UTAH HERITAGE is a FISCU Credit Union. With a total of 8,936 members [1], this institution manages approximately $153,907,171 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 11.6% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 13.04% [1].

Financial Snapshot

Total Assets [1]
$153,907,171

Total economic resources.

Total Loans [1]
$112,181,897

Total value of outstanding loans.

Total Deposits [1]
$133,906,909

Total funds deposited by members.

Members [1]
8,936

Number of active members.

Performance Ratios

Net Worth Ratio [1]
11.6%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.80%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
83.78%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 9.89%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 13.04%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 1.56%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

84 W Main St

Moroni, UT, 84646
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 5 branches reported by UTAH HERITAGE (Charter #67076).

Main Office

MORONI OFFICE Main Office

Type: Corporate Office

84 W Main St

Moroni, UT 84646

Phone: (435) 436-8288

Services: Member Services, Drive-Thru

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Additional Branches

Ephraim

EPHRAIM BRANCH

Type: Branch Office

268 S MAIN St

Ephraim, UT 84627

Phone: (435) 283-8288

Services: Member Services, ATM, Drive-Thru

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Gunnison

GUNNISON OFFICE

Type: Branch Office

520 S Main St

Gunnison, UT 84634

Phone: (435) 528-5288

Services: Member Services

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Moroni

MORONI OPERATIONS CENTER

Type: Branch Office

62 W Main St

Moroni, UT 84646

Phone: (435) 436-8288

Services: Member Services

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Mt Pleasant

MT PLEASANT BRANCH

Type: Branch Office

1050 S STATE St # 3

Mt Pleasant, UT 84647

Phone: (435) 462-5345

Services: Member Services

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