P & S Credit Union Profile

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P & S

Charter #67056 | NCUA Region 3 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (801) 973-0575

Fax: (801) 977-8414

Founding Date: N/A

Website: http://www.pandscu.org

Personnel & Operations

President: Robins, Allen

Manager: Morgan, Tammy

FT Employees: 4

PT Employees: 3

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 2

Hours: Monday thru Friday 9am to 5 pm Saturday 9a

Credit Union Profile Summary

P & S is a FISCU Credit Union. With a total of 2,186 members [1], this institution manages approximately $24,721,297 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 11.01% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -9.04% [1].

Financial Snapshot

Total Assets [1]
$24,721,297

Total economic resources.

Total Loans [1]
$16,390,617

Total value of outstanding loans.

Total Deposits [1]
$21,537,741

Total funds deposited by members.

Members [1]
2,186

Number of active members.

Performance Ratios

Net Worth Ratio [1]
11.01%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.38%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
76.10%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-0.44%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-9.04%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-3.02%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

2250 S Redwood Rd Ste 6

Salt Lake City, UT, 84119-1356

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by P & S (Charter #67056).

Main Office

P & S Credit Union/Main Office Main Office

Type: Corporate Office

2250 S Redwood Rd Ste 6

Salt Lake City, UT 84119-1356

Phone: (801) 973-0575

Services: None specified

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